Electronic presentment of funds
You agree to the electronic presentation by us of any funds owed, and to the re-presentation of any presentations that are returned to us for any reason. Such electronic re-presentation may be for less than the original amount owed us, or in any increments totaling the amount due, including the ‘non-sufficient funds’ fees charged by us in accordance with our loan agreement.
You agree, to the extent permitted by law that you will not bring, join, or participate in any class action or multi-plaintiff action as to any claim, dispute, or controversy you may have against Courtiers Du Quebec. You agree to the entry of injunctive relief to stop such a lawsuit, or to remove yourself as a participant in the suit. This agreement does not constitute a waiver of any of your rights and recourses to pursue a claim individually as outlined herein.
You agree that electronic mail, electronic forms, records, photocopies, and/or facsimile copies of the documents you submit are as valid and enforceable as the originals. Further, you agree that by verbal consent in person, by phone, typing your name as your electronic signature, or any other manner or method of acceptance as outlined herein constitutes an acceptance of all terms and conditions of the Agreement, which will be deemed valid and binding on all parties to this Agreement.
Notwithstanding any other provisions in this agreement, you agree that any claim, dispute or issue, whether in contract, tort or otherwise, arising out of or in connection with the Loan, this Agreement, or any prior or future loan agreement between the parties, including any issue regarding related fees, advertising, promotion, any oral or written statement (or the absence thereof), default of payment, and/or the relationship between the parties, may, upon election by Courtiers Du Quebec, be resolved by binding arbitration in accordance with the Commercial Arbitration Act, RSBC 1996, C.55, as amended (the ‘Act’).
We hereby reserve all rights and power to assign any of our interests in the Agreement to any successor, assignor or purchaser for value without notice or your consent.
Electronic signature & verbal consent
By agreeing to this application, you understand and agree to all the terms and conditions of this Agreement. By submitting the online information application by internet or by phone, you are applying for a cash advance, and certify that the information provided by you is true and correct under penalty of perjury. You agree that upon submission of your electronic signature or verbal consent by phone, you are not presently involved in or contemplating bankruptcy now or in the future. You authorize us to verify the information in this application, and hereby give Courtiers Du Quebec consent to obtain information on you from a consumer reporting agency or other various means available. You understand Courtiers Du Quebec reserves the right to decline an applicant at any time, with cause determined by judgment of risk, upon completion of due diligence of the applicant. In order to process this application, you understand verification of the information you have provided is necessary, including, but not limited to, employment and bank account verification. You accept personal responsibility for safeguarding your customer login and password that might be assigned to you.